All-In-One Credit Repair Program

Don't let bad credit hold you back any longer!

Our credit repair services can help you regain control of your financial future.

Trusted By Agents With

We have specialist on site to find Errors on your Credit Report

The Fair Credit Reporting Act (FCRA) is a federal law enacted in the United States in 1970 that regulates the collection, dissemination, and use of consumer credit information by consumer reporting agencies (CRAs) and the companies that use that information for credit-related purposes.

The FCRA provides consumers with the right to access and dispute their credit reports, limits who can access their credit information, requires CRAs to maintain reasonable procedures to ensure the accuracy of the information they collect and report, and imposes certain obligations on companies that use consumer reports to make employment or credit decisions.

Creditors Calling Is Stressful. We can stop them!

The Fair Debt Collection Practices Act (FDCPA) is a federal law that provides protections for consumers against abusive and deceptive debt collection practices. If you are being harassed by debt collectors, we use the FDCPA to stop them from calling you.

We know you are going to love our service, too hard not to tell your Friends & Family

Our All-In-One Platform

Dispute Errors:

We help you identify errors or inaccuracies on your credit report and dispute them with the credit bureaus. This can help improve your credit score by removing negative information that doesn't belong on your report.

Negotiate with creditors:

We work with your creditors to negotiate payment plans, lower interest rates, or settle debts for less than what you owe. This can help you get out of debt and improve your credit score by showing that you're making progress on paying off your debts.

Provide education and guidance:

We educate you about credit and financial management, and provide guidance on how to improve your credit score over time. This includes tips on how to pay down debt, how to manage your credit utilization, and how to avoid common credit mistakes.

Help you establish new credit:

If you have no credit history or a poor credit history, credit repair companies can help you establish new credit. This can include guidance on how to apply for secured credit cards, which require a deposit and can help you build credit over time.

Monitor your credit:

Credit repair companies can monitor your credit report for changes and alert you to any potential fraud or identity theft. This can help you stay on top of your credit score and catch any issues before they become a major problem.

Provide ongoing support:

Credit repair companies can provide ongoing support and advice as you work to improve your credit. This can include regular check-ins to review your progress and make sure you're on track to achieve your credit goals.


We communicate your way.

Pricing Plans

Industry Leading Prices for the Best Service




Best Value

  • Unlimited Disputes 3 Bureau

  • Monthly Updates

  • Credit Boosting




Our Best Offer

  • Everything in Standard Plan

  • Challenges to Creditors

  • Inquiry Removal

  • Score Tracker (Portal)

  • Erroneous Personal Information Removal

Family PLAN



Credit Repair For Two

  • Everything in Premium Plan

  • Home Buying Program - we walk you through the Home Buying process

  • Auto Purchasing Secrets

Connect With Us

Send Us A Message!

We love to hear from you

Why Montx Credit?

On average, our clients see a 50-200 point increase on their credit score in just 1-6 months!

The credit system is flawed, and nearly 80% of all reports have errors that can lower your score. But you have rights and we know how to use them to your benefit! The law gives you the right to dispute any item on your credit report And if those items cannot be verified, they must be removed. So we will write many letters to the bureaus. 

If they can't prove it, they must remove it! And we are very good at this!

Hi Chris 👋🏼I got the Property Manager position🙏🏽🎉 Thank you Jesus 🙌🏼I am thinking about getting the Amazon visa that you suggested but also a Costco credit card since I will probably be purchasing TV or furniture from there as well. what do you think? And is there any tricks to getting bigger credit line??Thanks in advance.

Marrisa T.

Chris, I just wanted to say thank you !!! Today I received this notification that a repo has been removed and so was the balance from my credit report it boosted my credit up 33 points Im very glad I went thru with the decision to fix my credit thru Montx!!! This is a blessing to my family and another step closer to be able to refinance our house for a lower rate. Thank you Chris!!! God Bless!!

Eric A.

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