Our Rock Solid Guarantee is that with our services your score will increase 50-200 Points within the first 6 months or we will work for FREE until we get you there.


1. Sign up

2. Track your progress

3. Get Approved

Dispute Errors:

We help you identify errors or inaccuracies on your credit report and dispute them with the credit bureaus. This can help improve your credit score by removing negative information that doesn't belong on your report.

Negotiate with creditors:

We work with your creditors to negotiate payment plans, lower interest rates, or settle debts for less than what you owe. This can help you get out of debt and improve your credit score by showing that you're making progress on paying off your debts.

Provide education and guidance:

We educate you about credit and financial management, and provide guidance on how to improve your credit score over time. This includes tips on how to pay down debt, how to manage your credit utilization, and how to avoid common credit mistakes.

Help you establish new credit:

If you have no credit history or a poor credit history, credit repair companies can help you establish new credit. This can include guidance on how to apply for secured credit cards, which require a deposit and can help you build credit over time.

Monitor your credit:

Credit repair companies can monitor your credit report for changes and alert you to any potential fraud or identity theft. This can help you stay on top of your credit score and catch any issues before they become a major problem.

Provide ongoing support:

Credit repair companies can provide ongoing support and advice as you work to improve your credit. This can include regular check-ins to review your progress and make sure you're on track to achieve your credit goals.

Improved Credit Score:

Credit repair can help you improve your credit score by removing negative items such as late payments, collections, and charge-offs from your credit report. This can lead to a higher credit score and better credit opportunities, such as lower interest rates and better loan terms.

Increased Access to Credit:

Having a good credit score can increase your chances of being approved for credit and loans, such as mortgages, auto loans, and credit cards. With a higher credit score, you may also qualify for higher credit limits and lower interest rates, which can save you money in the long run.

Better Job Opportunities:

Many employers check credit reports as part of the hiring process, particularly for jobs in finance or those that require security clearances. A bad credit report can hurt your chances of getting hired or even result in termination if you are already employed.

Peace of Mind:

A good credit report can provide peace of mind and financial security. With a better credit score, you may be better equipped to handle unexpected expenses or emergencies, and you can enjoy greater financial stability in the long run.

Are you ready to unlock a world of financial opportunities?

Our proven credit repair services have helped countless individuals achieve remarkable credit score improvements, paving the way for homeownership, lower interest rates, and increased financial freedom.

On average, our clients see a 50-165 point increase on their credit score in just 1-6 months! We are confident we can give anyone this

The credit system is flawed, and nearly 79% of all reports have errors that can lower your score. But you have rights and we know how to use them to your benefit!

The law gives you the right to dispute any item on your credit report and if those items cannot be verified, they must be removed.

So we send personalized dispute letters to the bureaus on your behalf.

If they can't prove it, they must remove it! And we are very good at this!

Hi Chris 👋🏼I got the Property Manager position🙏🏽🎉 Thank you Jesus 🙌🏼I am thinking about getting the Amazon visa that you suggested but also a Costco credit card since I will probably be purchasing TV or furniture from there as well. what do you think? And is there any tricks to getting bigger credit line??Thanks in advance.

Marrisa T.

Chris, I just wanted to say thank you !!! Today I received this notification that a repo has been removed and so was the balance from my credit report it boosted my credit up 33 points Im very glad I went thru with the decision to fix my credit thru Montx!!! This is a blessing to my family and another step closer to be able to refinance our house for a lower rate. Thank you Chris!!! God Bless!!

Eric A.

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